Unlike other similarly-founded companies like Uber, Stripe and Credit Karma, GreenSky Credit, which was founded by David Zalik, is seeking public funding and support much more quickly than other Silicon Valley start-ups. Filing for an IPO that could garner between $1 billion and $5 billion, the company is potentially seeking a route that others have previously put off as long as possible.
GreenSky Credit offers financial assistance for home improvement projects in the form of loans that are actually held by banking partners such as SunTrust and Fifth Third. GreenSky Credits, while at lower risk due to this type of arrangement, still profits due to the banks’ willingness to pay the company for the relationships with clients it can bring to them.
Those looking to apply for a loan with GreenSky Credit can have an answer almost instantly by filling out a form on the company’s mobile app. GreenSky Credit’s system and ease-of-use has been noted by bank founders as being simple and “frictionless.”
The company managed to avoid the need for public funding for nearly a decade due to Zalik’s willingness to use his own Atlanta property as collateral to arrange for his own debt that has since paid off plentifully. In doing so, he managed to maintain nearly all majority ownership of the company, which could potentially change if an IPO is decided on for the company.
GreenSky has also managed to survive recent turmoil for other lending companies relatively untouched. LendingClub, which is another company that offers similar services, has seen falls of 86% since its public debut. Another company, OnDeck, has fallen 82%. This is all due to the fact that LendingClub admits to having given loans to investors that did not match certain criteria they had set in place initially. This took place in 2016 and the companies are still feeling the fallout.
The fate of GreenSky is still unknown should Zalik choose to move forward with an IPO, however there is still a chance he could decide to maintain the privately-funded status of his company for another few years until the need for public funding increases again.
Managing a to-do list can be as much work as the tasks it includes, but Upwork has some great tips to keep a to-do list flowing. Upwork was established in 2015 and works to pair clients and freelance workers in a remote environment. They are the top business pairing freelancers with work, which earn more than one billion annually on the site.
A to-do list should always be near you, so you can write everything down that comes across your mind. Thinking of to-dos is a timewaster. Upwork suggests that you jot them down quickly and get back to work, so you can focus on one thing at a time.
Prepare the night before. Your mornings are the most energetic time to work, therefore a to-do list should be done before your day starts.
When you jot down your tasks or preparing the night before, time should be considered. How much time do you need to complete the task? Also, when should you start this task?
Priorities are important to utilize your maximum energy for the task. If your task is high-priority, it should be accomplished as soon as possible. Lable your tasks based on what priority level they have.
Are your tasks making you procrastinate or creating overwhelm? These tasks should be reevaluated or delegated. If you keep avoiding a task, you should ask yourself if you really need to do it, or see if someone else can take the task from you. This will lessen overwhelm and help you stay on track with what is important.
Group your similar tasks together in a batch. Sending out emails, doing paperwork and making phone calls one right after another can help you speed through your list and move on to other things.
How is your energy throughout the day? If it is lower at 3 pm, set this time aside to get things done that take less effort. Your lower priority items or tasks that take less mind power fit in best when you have less energy.
Upwork suggests a to-do list tool for you to stay organized and focused. It is easy to stay on track when you have notifications from an app or calendar during the day.
The business world is made up of companies that bring products and services to the communities where the companies are located as well as to other areas. While the companies are in business to make money, there are other things that companies do that are important to the companies. One of the things that is often overlooked about companies both large and small is the willingness of companies to help people through charities.
Millions of dollars are given by companies every year to charities in an effort to provide money to charities so that the charities can help people in various communities. The money that is contributed by companies to charities is usually done based on specific contribution goals set by the companies. Many companies set helping people as an organizational goal that is outlined in the plans made by the companies on a yearly basis.
Many charities depend on the financial contributions that are made by companies to help the charities meet contribution goals. Although a lot of charities receive financial contributions from individuals on a regular basis, a significant amount of the contributions from the individuals are small in nature. The small individual contributions are important because small contributions by many people add up to large sums of money.
On the other hand, the contributions made by companies tend to be larger. In some cases, the contributions can be in the six or seven figure range. These types on financial contributions are able to help charities to keep the doors open and help thousands of people in need.
Highland Capital Management located in Texas is one of the companies that helps people in communities across the country. However, Highland Capital has its very own charity that it runs and operates, which is something that the company wants to do because it allows the company to concentrate its charitable efforts in a manner that will accomplish the goals of the company in relation to its community efforts.
Highland Capital has been helping people through its charity for many years. The company places a lot of resources behind the charity and places emphasis from within the company on the daily operations of its charity. Thousands of people in communities have been helped by the Highland Capital charity.